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taking a payday loan

Its odd you know. I was browsing (as usual) and decided to get a ‘dekho’ at Squidoo.com – real nice site. Plenty of good articles. I’ll start a lens there – the moment i think of a cool name. in the meantime, i saw so much info on taking a payday loan. what’s a payday loan? as the name implies, it is money you borrow to tide you over till payday. well you don’t have to be a bad guy who cant manage his finances to do this. it happens to the best of folks – medical emergency, major car repair, clearing off huge unexpected bills – etc. there’s no hassle with credit rating and stuff – since your loan is short-term until your next payday and you must have a valid bank account AND you must have been employed with the same company for at least six months and show your payslip to prove it.

you also have ‘faxless’ payday loans where you don’t have to take the trouble of faxing your documents to the lender. but beware, take these payday loans only when you absolutely have to, and if you are very sure of clearing them off on the due date. if not, the interest rate will swallow you up!

you’d better be very very careful before you consider one of those.

hmmm. life goes on, eh?

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Cheers!

Vidya

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