Each of us as we live our lives will have opportunities to help people and will have to make moral decisions like the poor Scottish farmer did. As badly as he needed money, his personal code that he lived by would not allow him to accept money for helping someone else in need.
If he had accepted the money his son would not have received an education and the world would not have penicillin which has saved tens of millions of lives not to mention the life of Winston Churchill who led England through the darkest days of World War II against Nazi Germany. The Scottish farmer died without ever knowing that one small moral decision he made changed the world and saved millions of lives. As you live your life never underestimate the power of doing the right thing
As I mentioned earlier, historians disputed whether the events described in the story actually took place. Whether or not the story is true, the lesson suggested by the story is a good one. When we help somebody else, that same person may later be the very person that helps us in a tough spot.